Personal Insurance

Message from CH President about COVID 19

On Monday last week, CH President, Joe Convertino, Jr. announced that CH employees are being given the option to work from home as a...

Independence means CHoice

The process of choosing an insurance agency to represent your needs can be a daunting task to some. "Being an independent agency takes a...

What's Water backup insurance?

What's water backup insurance and do I need it? Recently we had a new personal insurance client come to us from another insurance agency...

How do I insure my personal valuables?

What if someone steals your treasured diamond earrings, or you lose your engagement ring? Does my homeowner's cover my jewelry? What...

"What is umbrella coverage and why would I need it?"

Umbrella policies are one of the most misunderstood types of insurance because of the comprehensive image of an “umbrella.” "People think...

Would you drive blindfolded?

You would never dream of stepping into a car to drive - blindfolded. Would you? The dangers of distracted driving are real. We see a new...

Have a teenage driver at home?

If you have a teenage driver in your home, you'll want to read this article today! Not too long ago it was 7pm and I was at a concert...

Michele Porto is synonymous with Five Star

Whenever we do our client and carrier partner surveys here at CH, there seems to be an inspiring pattern that's well-known to not only...

Trends in the Insurance Industry

While it's important to help clients navigate the waters of insurance for their business and all that matters to them personally, it's...

Ease on down the road

Most accidents can be avoided. Almost all are caused by driver distraction. While it's not good to be tense at the wheel (the best...

You can prevent ice damming

Ice damming is a fact of life in our part of the world. And icicles themselves might be pretty, but they can wreak a lot of havoc with...

Water in the basement. NOW what do you do?

Water backing up into your home? Your basement flooded? NOW what do you do? It's that time of year. Between thaws and added rain here and...

Is your insurance ready for you to drive for Uber?

Uber, Lyft, and other ride-sharing companies (known as transportation network companies or “TNC’s”) are coming to upstate New York. The...

Is Flood Insurance a Smart Choice for Me?

Everyone lives in a flood zone. It's just a matter of how much risk of flood there is. Twenty percent of all flood insurance claims...